Petron-BPI Credit Card Illegally Used

I've been a victim of credit card fraud. I called up my bank's Customer Representative to ask if what goods were purchased aside from Petron. It was reported that my  incoming Account Statement has Facebook and Paypal transactions.

Checking Bought Items

I've never used my credit card for online purchases nor have I typed my credit card number into a computer. When our Account Statement arrived we checked the fraudulent transactions. My hubby went on to check if Facebook offers information for what was bought. He googled for the search query "facebook dispute credit card" and he landed on Facebook's Dispute Resolution Center page.

Facebook Dispute Resolution Center

Following the instructions written in the Facebook Dispute Resolution Center, we learned that my credit card was used to purchase an in-game item for Restaurant City.

Fraudulent Restaurant City Payment

Protect Your Card Security Code

We wondered how was the purchase made possible. I went to my Restaurant City game account to see what credit card information was needed to make the purchase. As it turns out it only required your Name, Credit Card number and the CSC, which is the three-digit number at the back of your card.

Required Credit Card Information

So this is how easy for the crooks to use your Credit Card for their own benefits. They can be anyone who can get a hold of your Credit Card like the obvious robber, or the least suspicious someone who is working as a Waiter, a Gas boy, or a Cashier. So everyone beware, you need to protect your CSC which is the three digit number at the back of your credit card, by removing/scratching it or put a permanent marker on it.

Petron C5 Silang Taguig

As for me, I have reason to believe that it all started when we had a gas up at Petron. As I recall it at that time, when we paid for the gas up my card took almost 30 minutes to process the payment. It was the only time for the last three months that I have used my Petron-BPI Credit Card again.

BPI Statement of Account

Our Course of Action

We've already sent our letter of payment reversal to the bank and we're currently waiting for the feedback. I'd like to note that we've reported this issue to the bank as early as possible prior to receiving the SoA as posted above. The bank's Credit Card Unit seem to start investigating after you have send them back the SoA with the list of invalid transactions.

Sansung Korean Restaurant

I've been wanting to eat Korean food since the first time I've watched a Koreanovela and got interested how their food taste. Now it's been who-knows-when that I also got my hubby get into the habit of eating Korean food just for the adventure of it.

So far we've been to a few Korean restaurants and this would be my first time to blog about Korean food. The first on my list would be Sansung Korean Restaurant as the title already says. Actually I didn't know the name of this restaurant since its name is in Korean but we checked our credit card bill and the name was there.

Sansung Restaurant

My hubby ordered Bibimbap since he tasted a version of it in K-BOP a newly opened fast food restaurant in Piazza Mall, McKinley. I ordered Jajjangmyun and Nude Kimbap since I want to compare the taste of it with Kogi Bulgogi's version.

It took a while that we wondered if free side dish will be served since it's been customary to all the Korean restaurant we've been. After giving up hope that side dish won't be served, they arrived.

Ten Side Dishes

 The number of side dish I think exceeds with what Kogi Bulgogi is serving. I still wonder if we had only ordered one main dish will they still serve this many side dishes? We barely touched the side dish when the main dishes arrived.


The first main dish that was served was my hubby's Bibimbap. His first and last impression: he didn't like it. He said it lacked the beef that he was expecting. and most of the ingredients can be found in the side dish.

Bibimbap without Beef P350

He did liked one thing about this Bibimbap and it's the red paste underneath the egg topping. That's my hubby, he's not fond of eating veggies but when I tasted his Bibimbap I think it is good. Good, because I don't have anything to compare it with. I'm still curious what's the red paste was all about.

Chili paste inside

The next to arrived was my Jajjangmyun and our additional Nude Kimbap. I can say this was the best ever I've tasted so far. I almost forgot to take a picture of it since I was so excited to taste it. My hubby reminded me that after I ate my first chopstick.

Jajjangmyun P280

We didn't have time to eat the Nude Kimbap since we're already full so we requested to have it packed for take-out.

Nude Kimbap

I might return to Makati Avenue since there's a lot of Korean restaurant out there to satisfy my cravings.